Aventus Group company Aventus Finance has reached an important milestone in the Republic of Moldova, with more than 100,000 customers having used its Credit7 and Credit365 services as of 1 September 2026 - a particularly significant achievement considering the size of the Moldovan market.
Aventus Finance has been operating in Moldova since 2017, providing accessible lending solutions through the Credit7 and Credit365 brands. Since then, more than 100,000 customers have received over 260,000 loans, while 48% of customers have returned for at least one additional loan.
The milestone reflects the continued demand for accessible non-bank financial services in Moldova, as well as the trust customers place in Credit7 and Credit365.
Responsible lending at the core of growth
For Aventus Finance, expanding access to financing goes hand in hand with responsible lending. The company focuses not only on providing convenient access to credit but also on assessing customers’ ability to meet their financial obligations sustainably.
“Reaching 100,000 customers is an important milestone for us. Behind this number are 100,000 people who have chosen Credit7 or Credit365 to address their financial needs. It demonstrates genuine demand for accessible non-bank financial products and, at the same time, reinforces our responsibility as a lender. Responsible lending means not only providing convenient access to financing, but also carefully assessing whether a customer can repay a loan without creating an additional financial burden. This approach helps us build trust and long-term relationships with our customers,” says Roman Guțu, General Manager of Aventus Finance.
Customer trust is built on transparent terms, secure processes, and high-quality service. At the same time, responsible lending requires careful assessment to ensure that financing is provided under appropriate and sustainable conditions.
As a non-bank lender, Aventus Finance forms part of Moldova’s broader financial ecosystem, complementing traditional banking services and contributing to greater financial inclusion.
Expanding access to finance across Moldova
The role of digital and non-bank financial services is particularly relevant outside major urban centres, where access to traditional financial institutions may be more limited.
Today, 62% of Credit7 and Credit365 customers live outside the municipality of Chișinău, demonstrating that demand for accessible financing extends across the country.
Aventus Finance also works with partners in different regions of Moldova, enabling customers to finance purchases of goods and services rather than paying the full cost upfront. For merchants, access to financing can support sales and provide customers with greater flexibility.
Through this model, non-bank lending can contribute to local economic activity, support businesses across Moldova, and generate tax revenues for the public budget.
Technology supporting responsible credit decisions
Greater accessibility to financial services must be accompanied by robust lending standards. Not every loan application submitted to Credit7 or Credit365 is automatically approved.
As part of its credit assessment process, Aventus Finance verifies customers’ identities, reviews available credit histories through credit bureaus, and checks relevant information in official registers, while complying with applicable personal data protection requirements.
Technology plays an important role in this process. Aventus Finance develops its own solutions for evaluating loan applications, combining digital accessibility with responsible credit assessment and customer protection.
Reaching 100,000 customers represents another milestone in Aventus Finance’s development in Moldova. The company thanks its customers for their continued trust, its partners for their cooperation, and the Aventus Finance team for their contribution to the company’s growth.
About Aventus Finance
Aventus Finance is part of the international Aventus Group and operates in the Republic of Moldova through the Credit7 and Credit365 brands.
Customers can apply for financing online or through one of the company’s eight physical offices. Aventus Finance develops its own technology for assessing loan applications and places responsible lending, transparency, and customer protection at the centre of its operations.
Founded in 2009, Aventus Group currently operates in more than 22 countries worldwide. Since its establishment, the Group has issued more than €7 billion in loans, building a geographically diversified financial services business across Europe, Asia, Africa, and the Americas.